It's now 9:23 AM morning of Wednesday 9 September 2015...I was at HDFC ( Housing Finance Development Corporation PLC ), a leading provider of housing loans, renovation loans, financing loans to change land property ownership, Islamic financing for building homes, sukuk islamic bonds traded at Maldives Stock Exchange, and many more...My close old friend Aik Mohamed Shafeeq works here and is a highly qualified financing expert with BA in Accounting and Finance, MBA ( Masters in Business Administration ) , and ACCA ( Association of Certified Chartered Accountants )...I have been visiting HDFC since early 2012...These are the very first photos I took at HDFC...I rotated my phone camera...Subu haana Allah...Glory be to Allah...